real estate investment loans

Loan Programs:

For Residential, Multi-family, and Commercial Properties


I-TRAD (Our Traditional Hard Money Loan)

  • hard money loanLoan Term: 9 Months*
  • 10-20% Down Payment
  • Loan Costs/Fees
    • $990 Document Fee
    • 4 Point Origination Fee
      • Origination Fee Discounted to 2 Points if paid in full within 5 months

* Terms subject to change and negotiation


RE-CAP (Your Down Payment is Re-Applied towards your next purchase)

  • re-cap-loanLoan Term: 9 Months*
  • 20% Down Payment
    • Down Payment may be re-applied towards your next financed purchase with InlandCap once the project is complete
    • Loan Costs/Fees
      • $1,090 Document Fee
      • 4 Point Origination Fee
        • Origination Fee Discounted to 2 Points if paid in full within 5 months

* Terms subject to change and negotiation

Construction Loans:


I-CON (Our Remodel Construction Loan Product)

  • i-con-loanLoan Term: 7 Months*
  • 25% Down on Purchase Price Plus Construction Costs
  • Monthly Draw Structure for Construction Costs
  • Loan Costs/Fees
    • $1,290 Document Fee
    • 4 Point Origination Fee

* Terms subject to change and negotiation


RE-CON (Our ONE-DRAW Remodel Construction Loan)

  • construction loanLoan Term: 9 Months*
  • 20% Down Payment On Purchase Price
    • Up to 80% of Construction Costs may be financed in one lump sum after the completion of the Remodel. 
    • Loan Costs/Fees
      • $1,190 Document Fee
      • 4 Point Origination Fee
        • Origination Fee Discounted to 2 Points if paid in full within 5 months

* Terms subject to change and negotiation


Investor Advantage (Your Down Payment is Refunded towards construction costs)

  • loan programsLoan Term: 9 Months*
  • 10% Down Payment
  • Down Payment is refunded as a single construction draw once the amount of the down payment has been completed in construction.
  • Loan Costs/Fees
  • $1,090 Document Fee
  • 4 Point Origination Fee
  • Origination Fee Discounted to 2 Points if paid in full within 5 months

* Terms subject to change and negotiation


Loan Terms up to a Maximum of 24 months Available. Average Loan term is 9 months and we require personal guarantees on all our loans.


Loan Rates, Fees, and underwriting guidelines:
Inland Capital LLC is truly a “private money” lender. We underwrite and qualify all of our loans individually and we make our decisions on an individual basis. We assess each loan individually allowing for flexibility and common sense lending.

2-6 point loan fee

Document Fee

10-15% A.P.R.

Loan to Value of no more than 80% of Fair Market Price

Loan Application

BORROWER QUALIFICATIONS and Expectations:
Inland Capital Truly is an asset based lender, however we look for certain commitments from our borrowers.

Monthly Interest Only Payments

Down Payment from 5-25%

Contact Us

Loan Terms Vary Depending on the Project.